How it works
Three small steps. One big leap.
Getting started with ZonkePay takes a few minutes. After that, your money just works — anywhere, on any phone.
01
Sign up with your ID
No bank account. No paperwork. No queues. Just your South African ID — and you're in.
02
Add or receive money
Cash in at any of 180,000+ merchants. Or have grants, wages, and payments arrive straight to you.
03
Pay, send, withdraw
Buy at the shop, send to family, take cash out, or access services — instantly, on any phone.
Ready when you are.
There's no app to download, no minimum balance, no monthly fee just to exist. Walk into your nearest ZonkePay merchant — or tell us where to come to you.
