How it works

Three small steps. One big leap.

Getting started with ZonkePay takes a few minutes. After that, your money just works - anywhere, on any phone.

01

Sign up with your ID

No bank account. No paperwork. No queues. Just your South African ID - and you're in.

02

Add or receive money

Cash in at any of 180,000+ merchants. Or have grants, wages, and payments arrive straight to you.

03

Pay, send, withdraw

Buy at the shop, send to family, take cash out, or access services - instantly, on any phone.

Ready when you are.

There's no app to download, no minimum balance, no monthly fee just to exist. Walk into your nearest ZonkePay merchant - or tell us where to come to you.

Market trader in a vibrant South African market