What you can do
Everything you need. Nothing you don't.
ZonkePay is built around real life — wages, groceries, grants, family. Here's what it does for you.
Government & social payments
Get your grant
Grants and government payments delivered straight to you — no long queues, no risky trips home with cash, no missed months. Collect it the way that suits you, on the day it arrives.
Family, friends, staff
Send & receive money
Pay your sister's school fees. Top up your son in the city. Pay your domestic worker on time, every time. Sending money is as easy as a phone call — and the person on the other end doesn't need a bank either.
180,000+ neighbourhood points
Cash in, cash out
Add money or take it out at any spaza, shop, or merchant near you. The same place you buy bread is the place you collect your money. No ATM card. No machine eating it.
Identity, simply
Prove who you are
Verify your identity securely at any participating merchant — for buying a SIM, claiming a grant, or signing up for a service. Your ID stays yours.
Water, electricity, support
Apply for free basic services
If you qualify for free basic water or electricity, ZonkePay helps you apply and receive that support without the paperwork queues. Dignity, by design.
Smartphone, basic phone, no phone
Works on any phone
A modern smartphone is great. A R250 feature phone works too. And if you don't have a phone today, your South African ID number is enough to get started. Nobody gets left out.
One platform. Every person.
Whatever you need money to do, ZonkePay quietly makes it happen.